Executive summary
In Legal expenses insurance, during 2017, direct insurance premium (including policy fee) amounted to € 37.1 million, up by 1.9% as compared to 2016. 26 insurance companies operated in 2017, two of which were specialised in the Legal expenses insurance (providing only for this line of business). The industry's contribution to Non-life insurance remained stable at 1.8% in 2017
HAIC specialised survey in the Legal expenses insurance business produced the following aggregate figures for 2017:
The ratios for the individual insurance covers were as follows:
Direct premium (including policy fee) per distribution channel was as follows: independent insurance intermediaries (brokers, agents) 79.1%, tied agency 14.0%, bancassurance 0.9%, direct sales 6.0%
